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Compare car insurance companies before choosing

Saving money is important and so is having quality coverage. Comparing auto insurance quotes can be complicated. Here are tips to make sure Root is the right choice for you. (See what others say about us, too.)

Tips for comparing

Look at quotes side by side

When you compare auto insurance quotes side by side, be sure that you’re using the same drivers, vehicles, limits, and deductibles so that the comparisons are accurate.

Consider more than price

Yes, price is important. But coverage quality, reviews, and convenience should play into your decision, too. Choosing less coverage could cost you more in the long run if you’re in an accident. 

Know your state’s minimum requirements and what each coverage means. Do you need comprehensive coverage? What about Rental Car coverage? Root explains each type to help you determine what’s best for your situation—all in the Root app or when you get a quote online.

Reevaluate your coverage with big life changes

Insurance needs change when your life changes. Root helps you navigate each stage of life so you can have the right level of coverage when you buy a new car, get married, have kids, or when you add your teenage driver to your policy. Switching insurance companies is easier than you think.

Weigh the benefits and discounts

Some companies offer discounts and perks with confusing small print. We offer an additional 10% off for focused driving. It’s simple and fair. 

Why switch to Root?

Beyond saving good drivers money, we’re making car insurance easier, faster, and more helpful than ever before. Here’s how:

Savings of up to $1,300/year

Focused driving discount of up to an additional 10%

Easily buy and manage your policy in the Root app

A referral program where you can earn a gift when friends sign up*

File a claim in the app in about 3 minutes

Insurance cards on your phone

An easy-to-use app with a 4.7 average rating

Root has 4.7 stars for a reason

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Safe Driving. Great Insurance! I switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.

Connor S.

Trying Root was the best decision I could have made. I now have full coverage while spending $400 less than what I was paying Progressive for only partial coverage.

Jennifer P.

Prices are at least half of what everyone else wants (Progressive, State Farm, etc.) and when our car got destroyed by a fallen tree limb, Root was in touch the next day and had everything done by the end of the week. If I could give more than 5 stars I would.

Tanya P.

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Learn more

5 tips on how to switch car insurance companies

It’s easier than you think to change insurance companies. And the amount you could save is often worth the small hassle.

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How much coverage do I (really) need?

Everyone is different, so we’re making it easy to decide if you need a coverage or if you don’t.

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How to choose Liability, Bodily Injury & Property Damage coverage

We're telling you not just what a coverage means, but what it will cost you and how to know if you even really need it.

Read more

*Visit the referral page for more information.

4.7 out of 5 based on 73K ratings for the Root app in the App Store as of October 2026.

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2026. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on survey of actual customers who purchased a new Root policy between February 2025 – February 2026 and reported savings; changes in coverage levels not evaluated. Potential savings will vary. For Maryland residents: Telematics is not used and resulting represented savings are not applicable. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.