Car insurance made simple
See how easy finding the right auto insurance coverage can be.
Over 3 million drivers have already switched
Over 65,000 reviews and counting
4.7 stars in the Apple App Store
Safe driving. Great insurance! I Switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.
Connor S.
It’s so helpful for a single mom with a perfect driving record to not have to worry about my insurance bill going up every other month. Thank you.
Lulu R.
I am sooo happy to be saving about $1000 a year for my auto insurance. Root is an insurance that makes sense when it comes to how they price. Thanks Root!
Jason C.
4.7-star average rating for the Root mobile app in the App Store® as of May 2026.
Better drivers deserve better rates
Get a quote and get on the road in less than 5 minutes with Root. It’s practical, simple, and fast car insurance for drivers who have more important stuff to do.
Everything you get
Car insurance with all the perks.
Get a policy in less than 5 minutes
Get a quote, bind your policy, and get on the road in minutes. It's that simple.
Save more when you drive safely
Drivers who share their driving data could qualify for a better rate. Our best drivers save up $109 a month.
Easily manage your policy in the app
Keep your car insurance close at hand by managing your policy right in the Root app. Access your insurance information and take care of your policy on the go, all from your phone.
Earn a referral gift
Refer a friend and you could both earn a reward offer when they take the test drive and get a quote. Visit our referral page to learn more about eligibility and how the program works.
Get Roadside Assistance
Get help when the unexpected leaves you stuck. Opt into Roadside Assistance for services like towing, jump starts, lockouts, and more to help you get back on the road.
File a claim in 3 minutes
Start your car insurance claim right in the Root app as soon as an incident occurs. Upload photos and information from your phone, and let our dedicated claims team take it from there.
See where Root Insurance offers coverage
Select your state to learn about the coverages available where you live.
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How does Root car insurance work?
Car insurance for good drivers
Get a quote
Input your information—just the basics like your driver’s license number, home address, and vehicle details.
Bind your policy
Pick the coverages that make the most sense for you and pay your premium. You save when you pay for your term in full.
Get on the road
Start driving with Root. It’s that simple. View insurance cards, file a claim, and see your policy information in the app.
*Visit the referral page for more information.